The Usage of a Transaction Dispute Form
For those of you who have a credit card, usually, there are some moments when you bought something using your credit card, but after a moment the price of the goods decreases because of some excuse. To prevent a bad situation happens, the customer can ask for a transaction dispute. Talking about the transaction dispute, there are still many people who never heard about this action. A dispute charge or transaction dispute is a situation when a customer questions the validity of a transaction that was applied to their account. To overcome this problem, you can ask for a transaction dispute form. Read also about credit application form.
The credit card dispute usually happens because of unauthorized or fraudulent charges. The other condition that usually happens is because of failure by the merchant to deliver the merchandise. You can ask for a transaction dispute form if you find defective merchandise or a billing error. When you ask for a transaction dispute, the company will do some investigations. They will try to collect the amount that’s in the dispute or the interest on that charge, although the customer still has to pay the part of their bill that’s not under the investigation. It’s also not allowed to close the customer’s account.
Other Samples of Transaction Dispute Form :
Credit Card Dispute Process
Remember, if you have experienced a fraudulent charge or error on your credit card charge, you can ask for a transaction dispute form which has a good chance of being resolved in your favor to the fair credit billing act. On the other hand, this regulates credit card companies handle the disputes. The template or form of a transaction dispute is different from a bank to the other bank. So, if you want to learn how to write or fill this form, maybe you can try to find the most general template. There are some options to get this form, the easiest way to get this form is to download it from the internet and print it. At the bottom of this page, you can download an example of this type of form by clicking on the link provided.
Transaction Dispute Form | PDF – download